![]() ![]() In any discussion about the worth or otherwise of travel insurance, it is worth nothing how much treatments cost overseas. What will it cost if I get sick on holidays? Then there is the fact that having access to the public health system in the EU will make little difference to a person who is the victim of a crime and it will most likely not get them home to Ireland in an air ambulance. It is also worth pointing out that in our experience if trips have to be cancelled for much more serious reasons - such as bereavements or very grave illnesses, travel companies tend to be more sympathetic. They will point out that that is exactly what travel insurance is for and they can’t be expected to pick up the tab for every illness and misfortune that befalls their customers. If a trip has to be cancelled because one of the travelling party breaks a limb or needs to have a minor surgery, a travel operator will almost certainly refuse to entertain any request for a refund or rebooking. While the upset on the part of those who contact us is entirely understandable, so too is the position adopted by the companies. We frequently hear from people who have suffered some misfortune and are upset with airlines or tour operators because they have been refused refunds or at the very least the opportunity to reschedule trips. ![]()
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